Contractors Insurance in Nashville, TN
Contractors insurance is a collection of coverage that may help safeguard your business from financial losses due to accidents, property damage, injuries or legal claims. It is essential for meeting client requirements and complying with state regulations.
Who Needs Contractors Insurance? 
Contractors insurance solutions are ideal for:
- General contractors overseeing large or small projects
- Subcontractors specializing in trades like electrical, plumbing, or HVAC
- Independent construction professionals and small business owners
Why Is Contractors Insurance Important?
Contractors insurance is essential because building projects come with significant risks. On a job site, contractors, workers and property are exposed to potential accidents, damage and financial losses daily. Without coverage, an incident could lead to expensive lawsuits or significant delays.
What Does My Policy Include?
Contractors insurance usually includes a range of coverage options. Your agent may recommend the following:
- General liability insurance may provide financial protection if your business is held responsible for third-party injuries or property damage. This may also cover your legal defense fees in a liability lawsuit.
- Workers’ compensation insurance may cover medical treatments and reimburse lost wages after an employee becomes ill or injured at work.
- Commercial auto insurance may cover vehicles used for business purposes in case of theft or damage due to covered events.
- Tools and equipment coverage may pay to repair or replace tools and equipment that are stolen or damaged by covered events.
- Errors and omissions insurance may provide financial support if a client claims your work was negligent, faulty or incomplete.
- Builders’ risk insurance is a type of property insurance that may cover buildings and materials during construction or renovation projects.
Get Started Today
Contact our team at YSolano Insurance Services to discuss your options or request a quote. Visit our contact page to get started.